Privacy Policy of LK Australia –
INFORMATION COLLECTION AND USE

General
LK Australia collects personal information when you register with LK Australia, when you use LK Australia or LK Australia products or services, when you visit LK Australia pages or the pages of certain LK Australia partners, and when you enter promotions and competitions. LK Australia may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, post code, occupation, industry, and personal interests. When you register with LK Australia and sign in to our services, you are not anonymous to us.

LK Australia collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

LK Australia automatically receives and records information from your computer and browser, including your IP address, LK Australia cookie information, software and hardware attributes, and the page you request.

LK Australia uses information for the following general purposes: to customise the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

INFORMATION SHARING AND DISCLOSURE
LK Australia does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with LK Australia under confidentiality agreements. These companies may use your personal information to help LK Australia communicate with you about offers from LK Australia and our marketing partners. However, these companies do not have any independent right to share this information.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of LK Australia’s terms of use, or as otherwise required by law.
We transfer information about you if LK Australia is acquired by or merged with another company. In this event, LK Australia will notify you before information about you is transferred and becomes subject to a different privacy policy.
LK Australia displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.

LK Australia does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
LK Australia advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
LK Australia works with vendors, partners, advertisers, and other service providers in different industries and categories of business.

COOKIES
LK Australia may set and access LK Australia cookies on your computer.

LK Australia lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to LK Australia’s cookies.

LK Australia uses program code to access LK Australia cookies inside and outside our network of web sites and in connection with LK Australia products and services.

YOUR ABILITY TO EDIT AND DELETE YOUR ACCOUNT INFORMATION AND PREFERENCES
General
We reserve the right to send you certain communications relating to the LK Australia service, such as service announcements, administrative messages and the LK Australia Newsletter, that are considered part of your LK Australia account, without offering you the opportunity to opt out of receiving them.

You can delete your LK Australia account by sending LK Australia an email request.

CONFIDENTIALITY AND SECURITY
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

CHANGES TO THIS PRIVACY POLICY
LK Australia may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your LK Australia account or by placing a prominent notice on our site.

QUESTIONS AND SUGGESTIONS
If you have questions or suggestions, please complete a feedback form.

Effective Date: Jan 1, 2021